How safe is Txt banking?

Txt banking is a safe, convenient way to get your account balance or transfer money between two nominated accounts using your mobile phone.

Register for Txt banking

More info

more info icon Check out the Txt banking FAQs
  > general
  > registration
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  > email and txt alerts
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  > Westpac branches
  > phone 0800 400 600
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7 days a week)
  > calling from overseas? Phone +64 9 912 8000
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We’re committed to helping to protect your privacy and security while ensuring our Txt banking services are easy and convenient to use.
Therefore, it’s good to know we’ve taken the following measures to help make it as secure as possible:
It is an ‘opt-in’ service – you need to register your mobile phone number and we need to prove that it is in your possession before we will set it up.  
Balance and transfer requests are only accepted from registered Txt banking customers and only from their registered mobile number.  
You can only register one mobile number and the same mobile number cannot be registered to another customer.  
Transfers are one way only – from your savings or back-up account to your main account and the balances of these two accounts only can be sent via txt.  
Balances are only sent to your registered mobile number and only the product name and suffix are shown in the txt messages sent by Westpac - we will never include your full account number.  
You have to set up the transfer details when you register and this set up can only be changed within Online Banking or by contacting Westpac.  
You can't transfer money to an account you don't own, or pay a third party.  
We recommend that you delete the txt messages after you have read them.  
Westpac's General terms and conditions, incorporating Westpac's Electronic Banking Services terms and conditions apply.The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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