Can I afford it?

Use this calculator to see if you can afford your dream home.

Apply online for a home loan

Property details
How much you'll offer$
How much you're contributing
-your deposit
$
Additional costs to be covered by the loan
(eg. legal expenses, valuation, moving)
$

Money coming in Person 1Person 2
Annual income before tax$
Other income annually
e.g. interest, dividends...
$

Money going out (monthly)
Hire purchase payments$
Student loan payments$
Other loan payments$
Child support$
Rates and insurance$

Other commitments
Credit card total limits$
Overdraft limit$
Number of children/dependants 

Loan details
Will this be a single or a joint loan?
Term of loan
 
This calculator is intended as a guide only and is not to be considered as an offer of finance by Westpac.
All applications for finance are subject to Westpac's current Choices home lending criteria. An establishment charge may apply. Interest rates quoted are subject to change.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2011 Westpac New Zealand Limited