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Credit card fees
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| Annual account fee |
$65 per year, paid in two 6-monthly instalments of $32.50 |
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| Cash advance in NZ |
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 | using a Westpac ATM | $2 |
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at other bank ATMs |
$2 |
|
branch teller |
$2 |
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| Cash advance overseas |
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|
using Global Alliance ATMs * |
no fee |
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using other ATMs or at bank branches |
NZ $8 |
| Note: An ATM service fee may be charged by the ATM provider. |
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| Joint/additional card |
$15 per year |
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| Late payment fee |
$15 |
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Card over limit
Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$15 |
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| Replacement card |
$15 per card |
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| Courier delivery | Courier costs where applicable | |
| Foreign currency fee** | 2.50% of transaction amount | |
*Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand).
**When you use your Westpac credit card to make an overseas transaction, you'll pay a foreign currency fee. This is currently 2.5% of the New Zealand dollar converted value of the foreign currency transaction amount. A foreign currency conversion fee is applied to purchases, cash withdrawals and any fees and charges in a foreign currency incurred by you from the overseas merchant or merchant bank for that transaction.
Service fees on this page are current as at 9 February 2012 and are subject to change.
Some overseas banks may charge an extra fee for a cash advance. |
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| Annual account fee |
$44 |
|
|
| Cash advance in NZ |
|
| using a Westpac ATM | $2 |
|
at other bank ATMs |
$2 |
|
branch teller |
$2 |
|
| Cash advance overseas |
|
|
using Global Alliance ATMs |
no fee |
|
using other ATMs or at bank branches* |
NZ $8.00 |
Note: An ATM service fee may be charged by the ATM provider. |
|
|
|
| Joint/additional card |
$15 per year |
|
|
| Late payment |
$15 |
|
|
Card over limit
Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$15 |
|
|
| Replacement card |
$15 per card |
|
|
| Courier delivery | Courier costs where applicable | |
| Foreign currency fee** | 2.50% of transaction amount | |
*Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand).
**When you use your Westpac credit card to make an overseas transaction, you'll pay a foreign currency fee. This is currently 2.5% of the New Zealand dollar converted value of the foreign currency transaction amount. A foreign currency conversion fee is applied to purchases, cash withdrawals and any fees and charges in a foreign currency incurred by you from the overseas merchant or merchant bank for that transaction.
Service fees on this page are current as at 9 February 2012 and are subject to change.
Some overseas banks may charge an extra fee for a cash advance. |
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| | | |
|
|
| Annual account fee | $100 | |
| | Cash advance in NZ | | | using a Westpac ATM | $2 |
| at other bank ATMs | $2 |
| branch teller | $2 |
|
| Cash advance overseas |
| |
using Global Alliance ATMs | no fee |
|
using other ATMs or bank branches* |
NZ $8.00 |
| Note: An ATM service fee may be charged by the ATM provider. |
|
|
| Joint/additional card |
$15 per year |
|
|
| Late payment | $15 |
|
|
Card over limit
Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$15 |
|
| Replacement card | $15 per card |
|
| Courier delivery | Courier costs where applicable | |
| Foreign currency fee** | 2.50% of transaction amount | |
*Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand).
**When you use your Westpac credit card to make an overseas transaction, you'll pay a foreign currency fee. This is currently 2.5% of the New Zealand dollar converted value of the foreign currency transaction amount. A foreign currency conversion fee is applied to purchases, cash withdrawals and any fees and charges in a foreign currency incurred by you from the overseas merchant or merchant bank for that transaction.
Service fees on this page are current as at 9 February 2012 and are subject to change.
Some overseas banks may charge an extra fee for a cash advance. |
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| | |
|
|
| Annual account fee |
$290 per year; paid in two 6-monthly instalments of $145 |
| Make $30,000 worth of purchases on your cards in the six month period between your six monthly account charge due dates and we will waive the next six monthly account charge. |
|
| Cash advance in NZ |
|
| using a Westpac ATM | $2 |
|
at other bank ATMs |
$2 |
|
branch teller |
$2 |
|
| Cash advance overseas |
|
|
using Global Alliance ATMs |
no fee |
|
using other ATMs or at bank branches *
Note: An ATM service fee may be charged by the ATM provider. |
NZ $8 |
|
|
Joint/additional cards and SideCards
Fee not charged where SideCard is in primary cardholders name. |
$15 a year; paid in two 6-monthly instalments of $7.50 |
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| Late payment |
$15 |
|
|
Card over limit
Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$15 |
|
|
| Replacement card |
$15 |
|
|
| Courier delivery | Courier costs where applicable | |
| Foreign currency fee** | 2.50% of transaction amount | |
*Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia), and Westpac (New Zealand).
**When you use your Westpac credit card to make an overseas transaction, you'll pay a foreign currency fee. This is currently 2.5% of the New Zealand dollar converted value of the foreign currency transaction amount. A foreign currency conversion fee is applied to purchases, cash withdrawals and any fees and charges in a foreign currency incurred by you from the overseas merchant or merchant bank for that transaction.
Service fees on this page are current as a 9 February 2012 and are subject to change. Some overseas banks may charge an extra fee for a cash advance. |
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The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
| Copyright©2011 Westpac New Zealand Limited |
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