Having one Choices Everyday account for your home loan and everyday banking can save you money. Any spare money in your account works for you by reducing your home loan interest costs.
savings on your interest as any spare money in your account works for you
flexibility to make lump sum payments to redraw on your home loan.
*The no annual fee offer is for the Low Interest MasterCard only. Credit card lending criteria and conditions of use apply.
Features of Choices Everyday
Features of Choices Everyday include
revolving credit that allows you to withdraw money up to your limit and repay your loan without restriction
choice of either a reducing or non-reducing limit reducing limit: your loan limit reduces each month to ensure your loan is paid off within the agreed term non-reducing limit: you manage your money and make payments your way
choice of having part of your loan on a fixed, capped or standard floating rate.
Interest rate is current as at 9 February 2012 . Westpac’s current home lending criteria apply. The Choices Everyday home loan account is a revolving credit facility. A $9.95 monthly account fee applies to Choices Everyday home loans. An establishment charge may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.