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hotpoints

hotpoints logo   Earn hotpoints credit card rewards for every purchase you make with your Westpac credit cards - excluding the Low Interest MasterCard.  
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Apply online for a credit card now
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Fast-track your hotpoints

Credit card enquiries

Contact us icon For general enquires
  > email
  > Westpac branches
  > phone 0800 888 111
(24 hours,
7 days a week)
  > from overseas call
+64 9 912 8000
(international toll charges apply)
  > Titanium MasterCard holders
call 0800 888 788
(choose option 1)

How to earn hotpoints
automatically earn hotpoints credit card rewards on every purchase here or overseas  
your hotpoints are valid for three years unless your credit card is cancelled.  
Join hotpoints and fast-track your rewards*
once you've joined hotpoints you’ll automatically receive a Westpac hotpoints American Express® Card at no extra cost  
when you use this card you'll earn 0.5 more hotpoints per dollar you spend.  
> more information on the Westpac hotpoints American Express Card
Hotpoints earn rates
Westpac MasterCard or Visa - 1 hotpoint for every $1 spent  
Westpac hotpoints American Express® Card - 1.5 hotpoints for every $1 spent  
Gold MasterCard or Visa - 1.25 hotpoints for every $1 spent  
Westpac hotpoints Gold American Express® Card - 1.75 hotpoints for every $1 spent  
BusinessPLUS Gold MasterCard - 1.25 hotpoints for every $1 spent  
Titanium MasterCard - 1.5 hotpoints for every $1 spent  
Westpac hotpoints Premium American Express® Card - 2 hotpoints for every $1 spent  
> calculate how many hotpoints you can earn  
You choose your hotpoints rewards
Hotpoints credit card rewards programme offers a range of reward options, including
vouchers  
merchandise  
Westpac KiwiSaver Scheme contributions  
charity donations  
Hotpoints Holiday Credits - travel now on your card and use hotpoints to help you pay for it later  
> find out what you can redeem your hotpoints for  
What does hotpoints membership cost?
hotpoints membership charges are additional to annual credit card charges.
> more information on hotpoints membership costs
Check your hotpoints balance and redeem for rewards
Through Online Banking
> login to Online Banking now  
Or call us
> phone 0800 861 862
(8.30am to 5pm, Monday to Friday)
 
> from overseas call +64 9 524 1169
(international toll charges apply)
 
> Titanium cardholders call 0800 888 788
( 8.30am – 5.00pm, Monday – Friday)
 
*Available only with the Westpac MasterCard or Visa card, Gold MasterCard or Visa Gold and Titanium MasterCard.
Vouchers and products are subject to availability and may be withdrawn or substituted at anytime. There is a minimum number of hotpoints you must earn before you are eligible to claim rewards or reward vouchers. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints Holiday Credits Terms and Conditions apply. Hotpoints terms, conditions and fees apply.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2009 Westpac New Zealand Limited