Personal loans

Maybe you’re keen to get on with it - but your savings aren’t quite ready. That’s when a personal loan could help. It could also be a smart way to consolidate your debt

About personal loans

Everything you need to know. What it’s good for, how it works, how long you get to pay it back, and when you might get approval.

Personal loan calculator

Let’s run some sums - to see what your loan repayments might be, and help you decide if you can afford it.

Personal loan lending rates

See what you’ll currently pay in interest - for personal loans, as well as other credit options.

Ways to apply

We keep it simple. You can apply online now, phone us toll-free, or visit your nearest branch.

Information needed for a loan application

Find out what information we'll ask you for and what documents you'll need for your personal loan application.

Applications for finance are subject to Westpac's applicable lending criteria. An establishment charge may apply. Terms, conditions, exclusions and limits apply to Westpac Loan cover. More details of this and the underwriter can be found in the relevant policy document. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.