A charge card facility designed for mid size businesses that need to manage expenses for multiple employees. Ideal for businesses needing up to 30 cards.
from overseas call +64 9 912 8000 (international toll charges apply)
MasterCard BusinessCard features and benefits
With MasterCard BusinessCard
you can issue multiple cards to a single facility
get up to 38 days interest free on purchases with charge card facilities
have the option to view and manage transactions online via Business Online banking
receive itemised monthly statements for each cardholder and a consolidated summary statement listing each cardholder’s total outstanding balance for the billing month
have Waiver of Liability Insurance* that can protect the business from unauthorised transactions carried out by the employee cardholder
you determine the individual cardholder credit limits
you’re able to block cash access to individual cards
it is accepted at over 28 million merchant locations worldwide
*Waiver of Liability Insurance is underwritten by Zurich Australian Insurance Limited. Terms, conditions, limits and exclusions apply
Making payments is easy
MasterCard BusinessCard provides a detailed summary of all expenditure through easy-to-follow consolidated and individual cardholder statements. You’ll know exactly what your company’s expenses are as well as who’s spent what.
each cardholder’s account is fully paid each month by direct debit from your business’ nominated account
a statement will be sent to you on the 27th of each month with payment being made in full by direct debit on the 20th of the following month.
There are a number of security features available with a Westpac MasterCard BusinessCard
enable a Personal Identification Number (PIN) to make your purchases more secure
you decide who gets access to cash advances
you’ll receive complimentary Waiver of Liability Insurance* that can protect your company against unauthorised transactions carried out by a cardholder. Claims are covered up to a maximum of $20,000 per cardholder over a 12 month period; up to a maximum of $150,000 per account holder over a 12 month period.
*Waiver of Liability Insurance is underwritten by Zurich Australian Insurance Limited. Terms, conditions, limits and exclusions apply
MasterCard BusinessCard is accepted at more than 28 million locations around the world
get local currency when you need it from any ATM around the world displaying the MasterCard or Cirrus symbol if the cardholder is authorised to access cash advances
no international transaction charges if you get cash from a Global Alliance** ATM. (An $8 fee applies to other ATM or bank branch cash withdrawals)
you qualify for complimentary transit accident insurance when you pay for travel with your MasterCard BusinessCard. (For travel outside New Zealand by plane, tourist bus, train or ferry)**
emergency assistance through MasterAssist ™ ***, is available for cardholders travelling overseas – for card related, medical or legal emergencies or travel advice.
When you use your Westpac credit card to make an overseas transaction, you’ll pay a foreign currency fee
**Cardholders should arrange comprehensive travel insurance whenever they travel overseas. Transit accident insurance is underwritten by Zurich Australian Insurance Limited. Terms, conditions, limits and exclusions apply
***MasterAssist ™ is a toll free telephone service provided worldwide through the MasterCard Global Service network. It doesn't replace the need for travel insurance.
How to apply for a MasterCard BusinessCard
contact your Westpac Relationship Manager or
download and print the Account Holder, Cardholder Application and a Direct Debit Authority forms . Each individual cardholder must complete a Cardholder Application form
Westpac credit card lending criteria apply to all applications. MasterCard BusinessCard Conditions of Use apply. The terms, conditions and charges for MasterCard BusinessCard may vary from time to time. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
A charge card facility designed for mid size businesses that need to manage expenses for multiple employees. Ideal for businesses needing up to 30 cards.
