Interest will be based on a margin over Indicator Lending Base Rate, which is currently 13.95% p.a. Customer margins will be based and advised on application.
Balance transfer rate Transfer balances from another bank’s credit card, overdraft, personal loan, or hire purchase agreement to a Westpac credit card.
5.95% p.a. Applies to the amount transferred until it is paid off. Rate valid from 24 January to 31 March 2010.
Cash advances rate Cash advances on all Westpac credit cards, excluding those on Portfolio pricing
22.45% p.a.
With effect from 2 November 2009 the interest rates for purchases and charges on certain Westpac credit cards will change. For more information download our public notice.
5.75% p.a. for 6 months
6.25% p.a. for 1 year
6.79% p.a. for 18 months
7.20% p.a. for 2 years
7.79% p.a. for 3 years
8.49% p.a. for 4 years
8.69% p.a. for 5 years
Westpac’s home loan lending criteria apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
