The Westpac KiwiSaver Scheme has five investment options, which are designed to align with different asset allocations reflecting different levels of investment risk and potential growth. We recommend you consult a Westpac investment adviser if you would like advice as to whether KiwiSaver is suitable for you and, if so, what investment options may be most appropriate for your financial needs and tolerance for risk
invests in a higher proportion of income assets than the Balanced or Growth Funds
is likely to be more stable than the Balanced or Growth Funds
will have varying returns which may be low or negative at times
If you don't choose an investment option your KiwiSaver contributions will be automatically invested in the Conservative Fund as the default investment option. You can choose another investment option at any time.
Aimed at protecting the capital contributions to a CPP Fund until maturity of that fund, while offering exposure to the level of returns offered by shares.
To get started, you’ll need
a $1,000 minimum investment to commit to each CPP fund. A new fund is launched in October each year and each fund has a maturity of 10 years and a member must stay in that fund until maturity to get the capital protection benefit.
Still unsure which one to choose? Try using our Risk Profiler.
The information above is based on information current at the time of writing and from sources Westpac believes to be accurate and reliable as at July 2011 and is subject to changes to government policy and law, and changes to the Westpac KiwiSaver Scheme from time to time (as referred to in the investment statement). The material on this website is provided for general information purposes only and is not a recommendation or opinion in relation to the Westpac KiwiSaver Scheme. You should not rely solely on the information on this website. We recommend that you consult a Westpac investment adviser if you would like advice in relation to the Westpac KiwiSaver Scheme.
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Investments made in the Westpac KiwiSaver Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principle invested. None of BT Funds Management (NZ) Limited, any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited, or any director or nominee of any of those entities, or any other person guarantees the Westpac KiwiSaver Scheme’s performance, returns or repayment of capital.
Disclosure Statements for Westpac investment advisers are available on request and free of charge from any Westpac investment adviser. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
