from overseas call +64 9 912 8000 (international toll charges apply)
The Westpac hotpoints credit card account comes with two cards linked to one account; with one shared credit limit, one monthly statement and one annual fee. Plus, there’s two great ways to earn hotpoints:
A Westpac hotpoints American Express® Card which earns you 1.75 hotpoints for every dollar you spend, so you can fast-track your rewards, PLUS
Choice of either a Visa card or MasterCard® card which earns you 1.25 hotpoint for every dollar you spend and provides you with worldwide acceptance at over 30 million locations
hotpoints credit card rewards
For real choice of amazing rewards to play with, shop with, travel with and more.
You can use your hotpoints to redeem for a huge range of rewards including hundreds of different retail vouchers and all sorts of exciting items such as home entertainment, kitchen appliances, toys, magazines and DVDs.
Plus, no other rewards programme provides more ways to use your points for travel than hotpoints. Using Hotpoints Holiday Credits, your hotpoints can be used for travel on any airline, accommodation, sightseeing tours, airport transfers, and much, much more, both in NZ and around the world.
access to 24-hour emergency credit card assistance when overseas
access cash at ATMs and banks displaying the MasterCard and Cirrus acceptance marks, or Visa and Plus symbols
up to 35 days travel insurance* per round trip when - a minimum NZ$250 of your travel costs is pre-paid with your Gold credit card if travelling to Australia and South Pacific Islands - a minimum NZ$500 of your travel costs is pre-paid with your Gold credit card if traveling to other international destinations
if cover is required for your spouse and/or dependent children that are accompanying you on the journey, the total pre-paid costs for the entire family must equal at least $1,000 (or $500 if travelling to only Australia and/or a South Pacific Island)
phone 0800 465 322 before traveling, to make sure you’re covered.
Westpac accepts no responsibility for the availability or content of third party websites.
Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see our Credit card fees page for more details. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints Holiday Credits Terms and Conditions apply. hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.