| 1. This Website is presented by the New Zealand division of Westpac Banking Corporation ABN 33 007 457 141, which is incorporated in Australia under the Corporations Act 2001 of Australia.
2. Any references on this Website to WestpacTrust or Westpac are references to the New Zealand division of Westpac Banking Corporation ABN 33 007 457 141.
3. The information on this Website is preliminary and general information only. It is subject to change at any time. You must not rely on it as being complete, accurate, or up to date. You should obtain independent professional legal and/or financial advice before you rely on any of the information.
4. Information on this site has been prepared in accordance with New Zealand law for the supply of services in New Zealand only. Therefore, any services referred to in this site are only offered to persons resident in New Zealand.
5. Westpac is not, in this Website, making any offer to enter into any transaction or relationship with you. For full details of up to date service information, charges, interest rates, terms and conditions, and any special offers you should visit a Westpac branch in New Zealand, or telephone your Westpac branch.
6. Westpac is not responsible for the information on any other Website accessed via this site other than the Westpac NZ site; that information is the responsibility of the owner of that Website. Westpac has no control over it. Links to other Websites are provided for convenience only and do not represent any endorsement by Westpac of the services offered by the site owner.
7. Please contact Westpac for prior permission if you wish to create a hypertext link to any page on this Westpac Website. If you create a link to the Westpac Website, you remain fully responsible for any consequences of that link, whether direct or indirect and you will protect Westpac against all loss, damage, liability, costs or expense arising from or in connection with the link.
8. All applications for finance are subject to Westpac’s lending criteria for the applicable service. An establishment fee may apply. Interest rates quoted are subject to change.
9. Westpac Life-NZ-Limited, and Westpac Investment Management-NZ-Limited are all wholly owned subsidiaries of Westpac Holdings-NZ-Limited which is a wholly owned subsidiary of Westpac Banking Corporation. No member of the Westpac Group guarantees the performance of any Unit Trust, Retirement Plan portfolio, or the repayment of capital.
10. You can get a copy of the current disclosure statement for the New Zealand division of Westpac Banking Corporation ABN 33 007 457 141 and the investment statement relating to any Westpac security, for which an investment statement is required, from any Westpac branch in New Zealand, free of charge.
11. When transmitting your personal information over the Internet, you should remember that the Internet is not a secure environment. Any personal information you transmit to Westpac may be used by Westpac to provide information to you about the full range of financial services offered by Westpac and its related companies, as well as to assist Westpac create a statistical picture of its customers. Westpac will take steps to ensure your personal information is held securely by Westpac, and you may request access to, and correction of, all such information by contacting Westpac's privacy officer.
12. The copyright in this site is owned by Westpac Banking Corporation - ABN 33 007 457 141, 1998. You may electronically reproduce and store the site’s contents solely for the purposes of viewing the site, or saving its content. However, if you want to display or distribute the content or any of the pages of the site in public or in such a way that they will be accessible to the public (including reproduction in any form on the Internet), you must first obtain Westpac’s permission.
12. Access to the Westpac Online Banking service is restricted to authorised users only. Unauthorised users may be subject to criminal or civil prosecution under the laws of New Zealand or under the laws of the country from which unauthorised access took place. | 
