Retirement

Planning for your retirement including steps to save for retirement, KiwiSaver information, free retirement seminars, tools and tutorials.

KiwiSaver application form

Investing and saving


		Retirement investment funds and accounts:
		>	about KiwiSaver
		>	SuperGold card
		>	saving and investment accounts
		>	investment rates

Seminars and workshops


		Seminars, workshops and tutorials:
		>	Managing Your Money workshop
		>	online budgeting tutorial

Free reports


		Free economic reports:
		>	economic reports

Calculators


		Saving for retirement? Find out about:
		>	retirement income
		>	interest on savings

Contact us


		Contact us now:
		>	email
		>	wealth advice
		>	your local advisor
		>	Westpac branches
		>	phone 0800 400 600 (7am to 11pm, 7 days a week)

Three steps to retirement savings

Step one: calculate how much you’ll need

You’ll probably need 70% of your income for every year of retirement. Get a ballpark figure of how much you’ll need.

retirement calculator

Step two: review your budget

Lessen the impact of your monthly retirement saving plan. Reassess your current budget and spending.

budget calculator

reduce account fees

reduce mortgage interest costs

Step three: choose or review a retirement plan

Consider the level of risk you’re willing to take. Your risk profile will help you decide on an investment type.
Please contact your local Westpac Adviser for more assistance.

your local adviser

Tips for building for retirement

have at least three months’ salary saved as an emergency fund

insure the things you can’t afford to replace—including your income

consider taking out life insurance

a will makes it easier for your family to sort out your estate

withdraw a set amount of cash each week for your spending

make sure your credit card rewards programme suits your lifestyle

save on bank fees by doing your own banking online

review your budget as your needs and lifestyle changes—think about saving first, rather than spending

You can get a copy of the current disclosure statement for Westpac New Zealand Limited and a copy of the investment statement for any securities for which an investment statement is required from any Westpac branch in New Zealand free of charge.
Neither Westpac Banking Corporation ABN 33 007 457 141 (New Zealand Division), Westpac New Zealand Limited, nor any member of the Westpac Group (including BT Funds Management (NZ) Ltd) guarantee the performance or return of any unit trust, retirement plan portfolio, or the repayment of capital.
This information is general in nature and is not intended to constitute advice. Westpac recommends obtaining independent advice in respect of your particular circumstances. References to non-Westpac websites and material are provided for your convenience and Westpac accepts no responsibility for the availability or content of such websites or material. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.