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Westpac Bill Protection insurance can pay household bills if injury, illness, involuntary redundancy or bankruptcy stops you working. |
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Quotes and application
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Contact us for a quote or to apply for Westpac Bill Protection |
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phone 0800 177 277
(Monday to Friday,
8am to 8.30pm;
Saturday
9am to 3pm) |
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Westpac branches |
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Make a claim
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Contact us to make a claim |
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from NZ phone 0800 738 641
(8am to 5.30pm,
Monday to Friday) |
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from overseas phone +64 3 372 4855 |
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Westpac branches |
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Contact us
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Contact us for general enquiries |
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email |
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phone 0800 400 600
(7am to 11pm,
7 days a week) |
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Westpac branches |
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| Westpac Bill Protection insurance could be ideal for you, especially if you don’t have dependents or major debt. You can choose the level of cover you need. |
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| You don’t have to answer any medical questions to be accepted because pre-existing conditions are excluded. |
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| With Westpac Bill Protection you can choose |
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to pay premiums fortnightly or monthly |
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from three levels of monthly benefit paid directly to you to help you pay any household bills. |
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| If you become disabled |
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if you can’t work for 30 days or more due to accident or illness, your selected benefit can be paid for up to 24 months |
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you can claim more than once for the same accident or illness—or an accident or illness which is directly related—for different periods up to a cumulative maximum of 24 months |
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the income you receive will not be affected by other incomes e.g. ACC or sickness benefit |
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you need to be working more than 25 hours a week in paid employment as at the date your injury or illness occurs to be entitled to a disability benefit. |
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| If you’re made redundant |
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if you’re a salary or wage earner made involuntarily redundant for more than 30 days, your selected benefit can be paid for up to 6 months. |
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| If you’re self-employed and made bankrupt |
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if you're self-employed and, if 6 months or more after your cover starts you are adjudicated bankrupt as a result of creditors applying to a New Zealand court, your selected benefit can be paid for up to 6 months. |
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| Choose from three levels of monthly benefit |
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$500 |
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$750 |
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$1,000 |
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| You can choose the level of cover you need. Because the monthly benefit is paid directly to you, you can choose the bills you want to pay. |
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| Your monthly premium depends on |
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the monthly benefit you choose |
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your age |
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your gender |
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your occupation |
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whether or not you smoke. |
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| Westpac Bill Protection premiums are reviewed each year and will generally increase with age. |
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| You are entitled to a free look period of 30 days from the date you receive your Westpac Bill Protection policy document. |
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| If you decide this cover is not for you, return your policy documents to Westpac Life within this free look period and we’ll refund any premiums you’ve paid. |
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